the following is a copy of comments left on my YouTube video socialized healthcare implications, reality, and solutions – first by another user, then my response. after I posted my response 2 weeks ago, he went back and removed a number of his comments (many of them pertaining to a misguided allegory between car insurance and health insurance), but here’s what remained.
Youre very fortunate not to have experienced the worse of the health care industry, but thats the problem. While many have found themselves in situations where they developed an illness while insured (by lets say their job) then lose that coverage (lets say they were laid off or moved), now they run the risk of being denied treatment or even coverage because they couldnt stay with their old provider. Not enough of you have had this experience, but if and when you do, youll be happy know that theres an indiscriminate insurance provider that will offer you coverage even if youve had cancer before. The Government. May I suggest that you read up on Mr. Lee Einer and what he was hired by health insurance companies to do.
the problem I have with your logic is that it takes all responsibility away from the courts. if the contract between the individual and the insurance company stated that the insurance could be terminated due to such a circumstance, the individual should have taken the responsibility of a) being informed and b) meeting any preexisting stipulations so this situation could not lawfully arise. now, if the courts do not lawfully enforce the contract, then they are at fault, and the problem is not with the healthcare system but with the inability of the insurance companies to be held accountable to the individual. if on the other hand the courts DO uphold the contracts, then the fault is on the individual for not fully understanding the contract they willfully signed. creating a government safety net serves only to accelerate the latter circumstance, as well as to rob people of their property. a co-op plan would make the most sense to me, however, NOT a state-run one. people should be free to voluntarily enter any co-op (across state lines) and do business with any insurance companies they please. the state does not need to be involved in order for this to be effective (quite the opposite in fact), there are numerous non-public nonprofits. this is why the answer is not MORE government, but less. we have not seen a truly free market in a century or two, but if we returned to one, costs would have no choice but to return to normal levels (this is why insurance companies lobby for MORE regulations – more taxpayer money for them). I have read the article on Lee Einer before, and certainly, corporate corruption is despicable – I am no “fan” of corporations per se. let me remind you that any individual is free to start their own insurance company should the existing options not fulfill the needs of the public (ah, capitalism), AND, no individual is forced into any contract with any insurance company (YET). let me also remind you that your solution is to take power from one group of greedy men and give it to another group of (not greedy?) politicians. I would like to return fire a suggestion to read “Confessions of an Economic Hitman” by John Perkins, if you have not already. it is a brilliant example of how we must never rely on corporations nor government, as both are ruled by greedy, powerful, and corrupt men. the responsibility of the individual is infinitely more important than the responsibility of the state. this is key to the health of our Republic.